How Our Legal Posture Works for You
Access to our platform and its services depends on local law, and we make no representation that all features are available in every region of Indonesia. When you create an account and choose a funding method — whether that is DANA, OVO, GoPay or QRIS —
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you confirm that your use of the platform is permitted under the rules applying to your location. Our terms are written in plain language so you understand what is expected: we process your transaction data, retain account records for a minimum of five years under our
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operating policy, and do not sell personal information to third parties. Any dispute arising from account activity is subject to the governing law stated in the full Terms and Conditions document accessible from your account dashboard. Bandung and other Indonesian cities are within the scope of
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our regional policy, and the same legal standards apply uniformly across all accounts.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.